Payment methods

On this page

• Fiat payment methods
• Payment method guides
• Altcoin payment methods

[Unsupported MediaWiki markup: languages] <languages/> Bisq offers several payment methods to buy and sell bitcoin for fiat currencies or other cryptocurrencies.

Note

Version Context: The details on this page, particularly regarding trade limits and account signing, primarily apply to trading on Bisq v1.

Every offer on Bisq designates a payment method for traders to settle payments. The Bisq software does not actually integrate with any payment methods—all non-bitcoin fund transfers are made outside of Bisq software.

Unlike cryptocurrency transfers, many fiat payment transfers have limitations that require Bisq v1 to employ special measures like lower per-trade limits and account signing to encourage fair trades.

Fiat payment methods

Fiat payment methods vary significantly in characteristics like chargeback risk, regional availability, transaction limits, fees, privacy, and verification speed. The primary consideration for supporting a method on Bisq is chargeback risk. Methods with easy chargebacks (like PayPal, Venmo, Cash App) are generally not supported.

Suggestions for new payment methods, especially those enabling new markets, are welcome. See the criteria and process for adding methods here on GitHub, or discuss them on Matrix in the #payment-methods channel.

Below is a list of fiat payment methods currently supported in Bisq v1.

Note on Signing Requirement: Methods marked with an asterisk (*) do not require account signing to lift the initial low buying limit. All other listed fiat methods generally require signing.

Note on Trade Limits: The maximum trade sizes listed below may not be available immediately for new payment accounts. Please refer to Account limits for details on account aging and signing required to enable larger trade sizes.

Supported Fiat Payment Methods (Bisq v1)

Payment Method [* = Signing Not Required]	Region	Trading Period	Per-Trade Limit (BTC)	Notes
ACH*	USA	5 days	0.0624
Advanced Cash*	Global (BRL, EUR, GBP, KZT, RUB, UAH, USD)	1 day	0.5	Not available in the USA.
Alipay*	China	1 day	0.1252
Amazon eGift Card*	Global (AUD, CAD, EUR, GBP, INR, JPY, SAR, SEK, SGD, TRY, USD)	1 day	0.0624	Check supported markets in article.
Australian PayID*	Australia	1 day	0.1252
Bizum*	Spain	1 day	0.02	Bizum limits: ~1000 EUR/trade, ~2000 EUR/day.
Capitual*	Global (BRL, EUR, GBP, USD)	1 day	0.0624
Cash by Mail*	Global	8 days	0.0624	Follow instructions carefully.
Cash Deposit*	Global	4 days	0.0624	Check if payee bank allows 3rd party deposits.
CelPay*	Global (AUD, CAD, GBP, HKD, USD)	1 day	0.0624	CelPay limit: ~$2,500/day.
Domestic Wire Transfer*	USA	3 days	0.0624
Face-to-Face (F2F)*	Global	4 days	0.25	See F2F article for guidance.
Faster Payments*	UK	1 day	0.0624	See article for usage notes.
Faster Payments System (SBP)*	Russia	1 day	0.05
HalCash*	Spain	1 day	0.25
IMPS*	India	1 day	0.0624	IMPS limit: ~1,000,000 INR/day.
Interac-e-Transfer	Canada	1 day	0.0624	Interac Autodeposit is not supported.
Japan Zengin Furikomi*	Japan	1 day	0.25
MercadoPago	Argentina	1 day	0.0624
Monese*	Europe (GBP, EUR, RON)	1 day	0.0624
MoneyBeam (N26)	Europe	1 day	0.0624
MoneyGram*	Global	4 days	0.0832
National Bank Transfer	Global	4 days	0.0624
Nequi*	Colombia	1 day	0.0624	Nequi limit: ~7,000,000 COP/month.
NEFT*	India	1 day	0.10	NEFT limit: ~50,000 INR/transaction.
Paxum*	Global	1 day	0.0624
Paysera*	Global	1 day	0.0624
PayTM*	India	1 day	0.0250	PayTM limit: ~100,000 INR/transaction.
Perfect Money*	Global	1 day	0.25
Pix*	Brazil	1 day	0.0624
Popmoney	USA	1 day	0.0624
PromptPay*	Thailand	1 day	0.0624
Revolut	Global	1 day	0.0624	See article for usage notes.
RTGS*	India	1 day	0.10	RTGS limits: Min 200,000 INR, Max 1,000,000 INR/transaction.
Satispay*	Italy	1 day	0.0624
SEPA	Europe	6 days	0.0624
SEPA Instant	Europe	1 day	0.0624
Strike*	USA	1 day	0.0624	Non-KYC Strike users have lower limits.
SWIFT*	Global	7 days	0.0832
Swish*	Sweden	1 day	0.1252
Tikkie*	The Netherlands	1 day	0.0250	Tikkie limit: ~2500 EUR/24 hours.
Transfer with Same Bank	Global	2 days	0.0624
Transfer from Specific Banks	Global	4 days	0.0624
US Postal Money Order*	USA	8 days	0.0624	USPS limits: Max 1000 USD/order, check daily limits.
Uphold	Global	1 day	0.0624
UPI*	India	1 day	0.0250	UPI limit: ~100,000 INR/transaction.
WeChat Pay*	China	1 day	0.0832
Western Union	Global	4 days	0.0832
Wise*	Global (non-USD trades)	4 days	0.0624
Wise-USD*	Global (USD trades)	4 days	0.0624
Zelle	USA	4 days	0.0624	Check your bank's Zelle support & limits.

Original table source

{| class="wikitable sortable"
|+ Supported Fiat Payment Methods (Bisq v1)
|-
! Payment Method [* = Signing Not Required] !! Region !! Trading Period !! Per-Trade Limit (BTC) !! Notes
|-
| [[ACH]]* || USA || 5 days || 0.0624 || 
|-
| Advanced Cash* || Global (BRL, EUR, GBP, KZT, RUB, UAH, USD) || 1 day || 0.5 || Not available in the USA.
|-
| Alipay* || China || 1 day || 0.1252 || 
|-
| [[Amazon_eGift_card|Amazon eGift Card]]* || Global (AUD, CAD, EUR, GBP, INR, JPY, SAR, SEK, SGD, TRY, USD) || 1 day || 0.0624 || Check supported markets in [[Amazon_eGift_card|article]].
|-
| Australian PayID* || Australia || 1 day || 0.1252 || 
|-
| [[Bizum]]* || Spain|| 1 day || 0.02 || Bizum limits: ~1000 EUR/trade, ~2000 EUR/day.
|-
| [[Capitual]]* || Global (BRL, EUR, GBP, USD) || 1 day || 0.0624 || 
|-
| [[Cash by Mail]]* || Global || 8 days || 0.0624 || Follow [[Cash_by_Mail|instructions carefully]].
|-
| Cash Deposit* || Global || 4 days || 0.0624 || Check if payee bank allows 3rd party deposits.
|-
| [[CelPay]]* || Global (AUD, CAD, GBP, HKD, USD) || 1 day || 0.0624 || CelPay limit: ~$2,500/day.
|-
| Domestic Wire Transfer* || USA || 3 days || 0.0624 || 
|-
| [[Face-to-face_(payment_method)|Face-to-Face (F2F)]]* || Global || 4 days || 0.25 || See [[Face-to-face_(payment_method)|F2F article]] for guidance.
|-
| [[Faster Payments]]* || UK || 1 day || 0.0624 || See [[Faster_Payments|article]] for usage notes.
|-
| [[Faster_Payments_System_SBP|Faster Payments System (SBP)]]* || Russia || 1 day || 0.05 || 
|-
| HalCash* || Spain || 1 day || 0.25 || 
|-
| [[IMPS]]* || India || 1 day || 0.0624 || IMPS limit: ~1,000,000 INR/day.
|-
| Interac-e-Transfer || Canada || 1 day || 0.0624 || Interac Autodeposit is '''not''' supported.
|-
| Japan Zengin Furikomi* || Japan || 1 day || 0.25 || 
|-
| MercadoPago || Argentina || 1 day || 0.0624 || 
|-
| [[Monese]]* || Europe (GBP, EUR, RON) || 1 day || 0.0624 || 
|-
| MoneyBeam (N26) || Europe || 1 day || 0.0624 || 
|-
| MoneyGram* || Global || 4 days || 0.0832 ||
|-
| National Bank Transfer || Global || 4 days || 0.0624 || 
|-
| [[Nequi]]*|| Colombia || 1 day || 0.0624 || Nequi limit: ~7,000,000 COP/month.
|-
| [[NEFT]]* || India || 1 day || 0.10 || NEFT limit: ~50,000 INR/transaction.
|-
| [[Paxum]]* || Global || 1 day || 0.0624 || 
|-
| [[Paysera]]* || Global || 1 day || 0.0624 || 
|-
| [[PayTM]]* || India || 1 day || 0.0250 || PayTM limit: ~100,000 INR/transaction.
|-
| Perfect Money* || Global || 1 day || 0.25 || 
|-
| [[Pix]]*|| Brazil || 1 day || 0.0624 || 
|-
| Popmoney || USA || 1 day || 0.0624 || 
|-
| PromptPay* || Thailand || 1 day || 0.0624 || 
|-
| [[Revolut]] || Global || 1 day || 0.0624 || See [[Revolut|article]] for usage notes.
|-
| [[RTGS]]* || India || 1 day || 0.10 || RTGS limits: Min 200,000 INR, Max 1,000,000 INR/transaction.
|-
| [[Satispay]]* || Italy || 1 day || 0.0624 || 
|-
| [[SEPA]] || Europe || 6 days || 0.0624 || 
|-
| [[SEPA Instant]] || Europe || 1 day || 0.0624 || 
|-
| [[Strike]]* || USA || 1 day || 0.0624 || Non-KYC Strike users have lower limits.
|-
| [[SWIFT]]* || Global || 7 days || 0.0832 || 
|-
| Swish* || Sweden || 1 day || 0.1252 || 
|-
| [[Tikkie]]* || The Netherlands || 1 day || 0.0250 || Tikkie limit: ~2500 EUR/24 hours.
|-
| Transfer with Same Bank || Global || 2 days || 0.0624 || 
|-
| Transfer from Specific Banks || Global || 4 days || 0.0624 || 
|-
| [[US Postal Money Order]]* || USA || 8 days || 0.0624 || USPS limits: Max 1000 USD/order, check daily limits.
|-
| Uphold || Global || 1 day || 0.0624 || 
|-
| [[UPI]]* || India || 1 day || 0.0250 || UPI limit: ~100,000 INR/transaction.
|-
| WeChat Pay* || China || 1 day || 0.0832 || 
|-
| Western Union || Global || 4 days || 0.0832 || 
|-
| [[Wise]]* || Global ('''non-USD''' trades) || 4 days || 0.0624 || 
|-
| [[Wise-USD]]* || Global ('''USD''' trades) || 4 days || 0.0624 || 
|-
| [[Zelle]] || USA || 4 days || 0.0624 || Check your bank's Zelle support & limits.
|}

Payment method guides

EUR payment methods overview.
Historical full-size recovered source. Provenance catalogue.

USD payment methods overview.
Historical full-size recovered source. Provenance catalogue.

Altcoin payment methods

Bisq also supports trading Bitcoin against various cryptocurrencies, like XMR, ETH, ZEC, L-BTC or LTC. A full list is available on the Bisq Network Markets page.

Because cryptocurrency transfers are generally irreversible and fast, altcoin trades usually have higher limits (up to 0.5 BTC) available immediately, without the need for account aging or signing required for many fiat methods.

Supported Altcoin Payment Methods (Bisq v1)

Payment Method	Trading Period	Per-Trade Limit (BTC)
Altcoins	1 day	0.5
Altcoins Instant	1 hour	0.5

Original table source

{| class="wikitable"
|+ Supported Altcoin Payment Methods (Bisq v1)
|-
! Payment Method !! Trading Period !! Per-Trade Limit (BTC)
|-
| [[Altcoins]] || 1 day || 0.5
|-
| [[Altcoins Instant]] || 1 hour || 0.5
|}

Warning for Instant Trades: Altcoins Instant trades require quick confirmation (within 1 hour). Remember to disable any open Instant offers (via `Portfolio` > `My Open Offers`) if you might be unavailable to complete the trade promptly.

See the general Account setup process within Bisq for adding altcoin accounts.